01
Disbursement
Funds are released via tranche or batch - automatically routed to borrower accounts with memo generation and payment confirmation.
DigiOps LMS is a no-code loan servicing platform that manages your entire post-origination lifecycle - disbursements, EMIs, collections, invoices, and compliance — from a single unified dashboard.
HOW IT WORKS
Once a loan is approved, DigiOps LMS takes over — managing every rupee, every instalment, and every compliance requirement automatically.
Funds are released via tranche or batch - automatically routed to borrower accounts with memo generation and payment confirmation.
Repayment schedules are auto-generated, EMIs tracked in real time, and NACH mandates activated for seamless auto-collection.
Every payment received is auto-reconciled. Fee invoices, GST e-invoices, and customer receipts are generated instantly.
Live portfolio reports, SOA, historical data, and foreclosure / waiver workflows — managed end-to-end with full audit trails.
PLATFORM MODULES
DigiOps LMS covers the complete post-origination journey.
MODULE 01
Manage fund releases with precision - whether single disbursements, multi-tranche project loans, or bulk batch processing.
MODULE 02
Auto-reconcile every inbound payment - individual, bulk, or unidentified - and maintain complete borrower payment history.
MODULE 03
Full lifecycle EMI tracking - from structured disbursements to instalment collections - with NACH integration and automated follow-ups.
MODULE 04
Generate, manage, and track every type of loan-related invoice - fee-based, GST-compliant, or customer-specific - with full automation
MODULE 05
Handle special loan events - foreclosure, refunds, waivers, and cancellations - with multi-level approval workflows and full audit trails.
MODULE 06
Complete portfolio intelligence - live reports, SOA generation, payment history tracking, and a 360° borrower profile - all in one view.
Every feature in DigiOps LMS is built to reduce manual work, eliminate errors, and give your team complete control over the loan portfolio.
Live dashboards showing disbursements, collections, NPAs, and EMI performance — across all loan types and branches simultaneously.
Repayment schedules auto-generated at disbursement. NACH mandates activated automatically. Bounces retried with escalation logic.
Every inbound payment — NACH, UPI, NEFT, cash — is reconciled to the right account in real time. Unmatched payments flagged and resolved automatically.
Complete borrower profile showing all loans, payment history, outstanding balance, overdue status, and communication log — in a single screen.
Statement of Account generated on-demand or auto-scheduled. Delivered to borrowers via email, WhatsApp, or customer portal — zero manual effort.
Configurable maker-checker workflows for disbursements, waivers, foreclosures, and exceptions — with digital sign-off and complete audit trails.
GSTN-integrated e-invoicing, RBI-aligned accounting standards, and NACH mandate management — all built into the core platform.
Automated NPA classification per RBI norms, provisioning calculations, and delinquency bucket tracking with escalation alerts.
DigiOps LMS connects directly to LOS — zero data re-entry, seamless handoff from approval to disbursement, with live status sync across both systems.
Why DigiOps LMS
DigiOps LMS is purpose-built for modern lenders who need speed, accuracy, and control — without heavy IT dependency.
DigiOps LMS gives your operations, finance, and compliance teams the exact data they need - live, historical, or on-demand.
Live snapshot of your entire loan book - active loans, disbursements, collections, overdue accounts, and portfolio health - filterable by branch, product, or officer.
Date-range analysis across any time period - compare month-on-month performance, track portfolio growth, and analyse collection trends historically.
Auto-generated borrower-level SOA showing principal, interest, charges, payments, and outstanding balance - delivered digitally or printed on demand.
Complete transaction-level payment log for every borrower - including payment mode, date, amount, allocation, and receipt reference for every EMI and prepayment.
Aging bucket analysis for overdue accounts. Automatic NPA classification per RBI guidelines. Provisioning reports ready for regulatory submission.
Management information reports for disbursement efficiency, collection performance, bounce rates, waiver utilisation, and foreclosure trends.
Business Impact
DigiOps LMS delivers tangible operational and financial outcomes - not just features.
Automated disbursements, EMI scheduling, and receipt reconciliation eliminate the bulk of daily manual work for your operations team.
Foreclosure, refund, and waiver requests handled within 48 hours through structured approval workflows — down from weeks of manual processing.
Smart payment matching and real-time reconciliation eliminate mis-allocation errors and reduce unidentified payment backlogs to near zero.
NPA classification, GST e-invoicing, NACH management, and RBI-aligned provisioning - all automated and audit-ready at any time.
Get Started
Join hundreds of lenders who have automated their entire loan lifecycle with DigiOps. Go live in weeks — not months.